Understanding the Financial Benefits of Security Doors

When considering home improvements, installing a security door often ranks high on the list due to its primary function that is to enhance safety. However, an often overlooked benefit is […]

When considering home improvements, installing a security door often ranks high on the list due to its primary function that is to enhance safety. However, an often overlooked benefit is the potential financial savings associated with this kind of upgrade. For homeowners around the country, the installation of a security door can lead to significant reductions in home insurance premiums, making it an extremely worthwhile investment.

Insurance companies extensively research burglary patterns and the effectiveness of various security measures. Findings from these studies have shown that robust security installations, such as security doors, significantly deter criminal activities. Consequently, many insurers offer reduced premiums to homeowners who invest in these types of home enhancements. On average, you could see a reduction of up to 20% on your home and contents insurance premiums by installing approved security measures. This financial incentive makes the decision to install a security door not just a matter of safety, but also of economic prudence.

The Rising Need for Enhanced Home Security in Australia

Burglary remains a prevalent issue pretty much everywhere in the world, with around 1.8% of household experiencing a break-in, underscoring the need for effective security measures. And one of the simplest and most effective methods to secure your home is by installing a quality security door.

Research suggests that while a good proportions of break ins are through the back door, the front is also a critical point of entry to secure. Securing these areas not only provides a physical barrier but also serves as a psychological deterrent to would be intruders. Insurance companies recognise the reduced risk associated with homes equipped with security doors and accordingly, lower the premiums for such properties. Therefore, investing in a security door is a strategic move to safeguard your home and reduce potential financial burdens from theft related incidents.

How Security Doors Impact Insurance Premiums

The relationship between security measures and insurance premiums is straightforward, with the better your home is protected, the lower the risk perceived by insurance companies. When assessing your insurance costs, insurers consider various factors to determine the likelihood of a claim. Enhanced security features, like security doors can significantly lower this risk.

However, the extent of premium reductions can vary based on additional factors such as the location of your home and the presence of other security devices like cameras and alarms. Although to maximise savings, it’s advisable to conduct thorough research and discuss available options with your insurance provider. Generally, those who invest in comprehensive security solutions often receive the most substantial discounts.

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Choosing the Right Security Door and Screens

Selecting the right security door involves more than just aesthetics, it must also meet stringent safety standards to be effective and qualify for insurance benefits. For instance, our range of security doors and screens meet Australian Standards for both construction and installation and you can read more about security grades here. They undergo rigorous testing to ensure they provide robust protection against various forms of intrusion, with assessments ensuring they can withstand attempts at forced entry, slashing and environmental corrosion. By choosing products that pass these tests, homeowners can ensure both compliance with insurance requirements and maximum security.

Types of Security Doors Screens to Consider

We provide several types of security door screen options, each catering to different needs and preferences:

  • Secureview: Made from premium aluminium perforated mesh, these offer a balance of style and durability.
  • Diamond Grille: Available in various designs and colours, these doors can be customised with different mesh options such as standard flyscreen, pet mesh, perforated aluminium or privacy mesh.
  • Cast Aluminium Security Doors: These doors feature ornate heritage designs that add elegance to your home while ensuring high security. Available in multiple colours, they can be fitted with either lightweight flyscreen or one-way privacy mesh for enhanced security.

Overall, investing in a security door is a wise decision for any homeowner no matter where you live in Australia. Beyond the obvious safety benefits, a quality security door can significantly reduce home insurance premiums, offering long term financial savings.

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